INVEST NOW at https://tmoney.io/
VISION
Since the late 2000s, when Uber and Telegram launched, the world has been watching the rise of on-demand and encrypted services. Many projections believe that on-demand economy will change job system. Currently people more and more people choose to become Uber drivers, Airbnb hosts, Wag dog walkers and freelancers. People try to escape traditional job system and “rat race”. However current on-demand applications are very niche oriented, which eliminates lot of people, who can provide great service to other people, but don’t want to be dog walkers, movers or drivers.
Time Money will change that and connect all the people inside one big platform. Anyone will be able to provide his unique skillset and help other people and get rewarded for time he spends. Time Money will be encrypted, so users decide what kind of service they need and can provide other users. Time Money will be technical solution, which allows people to connect secure and safe ondemand and receive quality service.
ONDEMAND SERVICE MARKET PROBLEMS
NICHE ONLY
All current applications are niche oriented, example, taxi
service, hosting, dog walking, cleaning, moving etc, currently
there are no applications, which can provide any service, if it
follows few simple rules- time or per task calculated
CONTROLLED
After raising billions of dollars, companies like Uber face legal problems from
local governments, since every country has it’s own rules for ondemand
services. These companies cannot control every driver behavior however;
they take all legal liability for these drivers. That creates bad publicity and
bad investor relations. Most applications require users to input all their data
and make them public for everyone to see. If person is in high paying job and
wants to make extra income with his hobby- guitar teaching, then currently it
is impossible to for him to hide his identity for all app users
SERVICE QUALITY
Companies like Task Rabbit, Wag have service quality
problems, which result in bad publicity and overall bad
impact on market. As a result, many investors refuse to
invest in on-demand economy services.
TRANSPARENCY
Currently when you are Uber driver you really can’t calculate how much
money you will get if you drive car for x amount of hours, since there are lot
of other factors, like peak hour rush, traffic jams etc. Users can’t be secure
how much they will get after x amount of hours. In real life services it is even
more unpredictable
SOLUTION: TIME MONEY
Online real time platform for all ondemand services which can
be calculated per minute or task bases.
All transactions are written in Blockchain and work with Smart Contract
secure payment system.
All services and tasks will be mutually beneficiary, great quality and rewarded
with TMONEY tokens, which will be internal cryptocurrency
WHY PEOPLE WILL USE
TIME MONEY PLATFORM
People will always will need help from other people. People will always look for possibility to increase their wealth. This platform will unite these both
needs and provide it through transparent, secure and logical calculation system. Platform will have great easy to understand user interface, so even person without any IT knowledge will be able to navigate easily.
Platform will be launched in multi languages- English and Spanish in Florida and we will add additional languages in following years, so platform will be
easily understandable worldwide.
Platform key factor is user amount and that will be our main target- growing user amount, so everyone can find relevant service for his needs.
By using cryptocurrency, Time Money users will have total control of their assets without any government, bank, corporate or other institutions
involvement.
Since Time Money will allow any service that can be per minute or per task calculated, it gives opportunity to very wide variety of people to offer their
unique skillset. We will make sure, that every person service to other person is fairly rewarded. Time Money will expand to offer the service worldwide, so user will have possibility to travel to different country and use the platform having same user
experience, like in McDonald.
TMONEY currency and be accepted on all major crypto currency trading platforms, as it can easily convertible to Ethereum.
Our transaction fees are less than our competitors’ fees. Time Money will create a synergized place for different audiences that did not interact before, such various service providers and various service requesters.
All parties benefit from Time Money new system: requesters are getting service from providers and service providers are rewarded fairly for their time.
COMPETITION
HOW TIME MONEY WORKS?
User typesThere are two user types
Meeting provider
user who want to provide his
skills to other users. Example,
bartender has evening free and
wants to provide his bartending
skills to local neighborhood
parties
Meeting requester
user who wants to find person
matching his needs at current or
planned time. Example, party
organizer who needs to have
bartender for his party
EXPLANATION
Before the meeting
1. Meeting requester (Party organizer) logs in application to find bartenders in local neighborhood for specific time or right now.
2. Meeting provider (Bartender) receives meeting request from Meeting requester (Party
organizer) for specific time and reward. Meeting provider accepts request and starts chat with
Meeting requester about details.
3. Both (Requester and Provider) agree on terms of the meeting, example- dress code, inventory which provider needs to bring with him etc
Meeting
Meeting starts when when both are at same GPS place, similar like when Uber arrives. Meeting provider accept meeting start time and Meeting provider receives notification that calculation is active. Transaction documented with Smart contract and written in Blockchain
4.Meeting requester (Party organizer) ends meeting,
when previously agreed time has expired.
get pay for full time, if Meeting requester
accepts to end earlier.
however he can do this request only in chat, not
in calculation system. Meeting requester has to
offer additional time in calculation system.
when previously agreed time has expired.
| | Meeting provider can request to end the meeting too, if he believes task is done earlier and still |
accepts to end earlier.
| | Meeting requester can offer to extend meeting, if there is need. Meeting provider can accept it; however, he is not mandatory to accept it. Meeting provider can request additional time, |
| |
in calculation system. Meeting requester has to
offer additional time in calculation system.
5. Meeting requester accepts end of meeting and rewards
Meeting provider with previously agreed tokens.
Both (Requester and Provider) review each other to make sure
meeting was mutually beneficiary
Time Money will use 5 star rating system to ensure, that users provide quality meetings
and are satisfied with the service.
Both parties- Meeting provider and Meeting requester will rate each other, so we know the
meeting was good experience for both users.
This system works great for major companies like Uber, AirBnB, who use two way review
system for concluded deals,
Bonus system will be implemented to motivate users to have 5 star rating.
Bad users will not be tolerated and they will be suspended or eliminated from our platform.
Our Service department will handle these cases.
Fraud or fake accounts will be deleted instantly without warning if they cannot represent
documents to prove their identity by request
Good-user attracts good-user referral system will be one of the kind. We will allow users
with Good star rating to invite other users as Meeting providers and both parties will receive
bonus. Any other ondemand service company does not use this system currently, which
is why algorithm currently is confidential. We predict to have viral growth of our user base
by using this system.
MARKET OPPRATUNITY
with Good star rating to invite other users as Meeting providers and both parties will receive
bonus. Any other ondemand service company does not use this system currently, which
is why algorithm currently is confidential. We predict to have viral growth of our user base
by using this system.
FUTURE OF ON DEMAND ECONOMYKey metrics:
Time Money platform will easily integrate crypto currency in daily people life.
For our premium users we will develop TMONEY Credit card, where users will be able to withdraw or pay using credit card. In those cases TMONEY will be
converted to fiat currency on backend
WHY WE START IN FLORIDA?
Florida has growing population. According to the U.S. Census Bureau, Florida’s population has now topped 20 million people. Prognosticators have been
predicting this would happen for years, the way they have been predicting the number of Florida tourists would someday top 100 million. Florida’s population
in 2017 reached 20,271,272. Only California (39,144,818) and Texas (27,469,114) had more people, according to the bureau. As well, median income is larger
than US average, however average age is older, so more people need help in daily tasks or just company for coffee.
WHAT IS TMONEY TOKEN?
TMONEY digital token is a virtual currency, which is designed within the infrastructure of the Time Money platform as internal currency.The Smart Contract
chain for each transaction will generate TMONEY token. Therefore, TMONEY are never 'made out of thin air' but are always backed by other currencies.
TMONEY tokens are pre-generated and in limited quantity. TMONEY tokens can be split in 18 decimal digits. Tokens transfer from one user to other, when
meeting between two Time Money platform users happen. Meeting pequester pays Meeting provider for the time spent on meeting or task what meeting
provider has done. Initially TMONEY coin represents 1 minute of meeting. Staring price of meeting minute 0,00074 ETH. Meeting provider can ask up to 10
TMONEY tokens per minute. This is not hard coded and can be changed, when platform attract high paid experts, who become Meeting providers.
Additionally, TMONEY will never be in excessive surplus. They are always backed not only by other currencies but also by user activities themselves.TMONEY
tokens are not mined by any other companies or people.
TMONEY FAQ
TMONEY: BUY, USE, HOLD
How users obtain TMONEY tokens?
Can TMONEY tokens be exchanged to fiat currency?
Yes, there will be possibility to exchange TMONEY tokens to fiat currency via exchange platforms. However to prevent users to exchange lot of TMONEY
tokens to fiat currency and to support our operational costs, we will add additional 10% fee, if user decides to withdraw to fiat currency. In 2020 we plan to
integrate Time Money credit card, which will automatically exchange TMONEY tokens to fiat currency or use TMONEY tokens, if seller accepts
TIME MONEY WALLET
With Coinbase API integrated in Time Money platform we will develop easy way
how to convert any fiat currency to Ethereum and then to TMONEY tokens.
What is total amount of TMONEY tokens?
Total supply of 400 million tokens.
What is the worth of one TMONEY token?
0,00074 ETH is ICO price of 1 TMONEY token
Where will ICO raised fund be used?
The funds collected in the ICO will be used to build TIME MONEY services, app development, facility preparation, legal and audit systems, etc. More on ICO distribution section.
What is TMONEY token?
TMONEY token is open source cryptocurrency called TIME MONEY COIN (TMONEY), created on the public Ethereum blockchain as an ERC20 token.
What users can register for Time Money?
We accept users worldwide, User who contributes to TMONEY ICO or registers on Time Money platform has to be legal age.
Do you accept contributors from United States?
Yes, however there is extra verification process. Please email support@tmoney.io for details
Will Time Money be listed on exchanges?
We are working to list TMONEY on exchanges; however, our main listing place will be Time Money platform, as it is utility token
Time Money platform will easily integrate crypto currency in daily people life.
| 2.5 billion people don’t have bank accounts and can’t be managed via classical fiat systems, which provide Time Money possibility to grow, as these populations are connected to internet. Blockchain is growing in popularity- each year there are new blockchain users and Time Money platform will make it easier to convert any other fiat currency in TMONEY tokens by using Coinbase API. We chose Coinbase, as it is very stable and well recognized Exchange Company. TMONEY will have considerable advantage over other ERC20 tokens, as most of them are not easily convertible to fiat currencies, which are used by most population. TMONEY token will positively correlate with the number of transactions realized through the payment-processing platform. | |
converted to fiat currency on backend
WHY WE START IN FLORIDA?
Florida has growing population. According to the U.S. Census Bureau, Florida’s population has now topped 20 million people. Prognosticators have been
predicting this would happen for years, the way they have been predicting the number of Florida tourists would someday top 100 million. Florida’s population
in 2017 reached 20,271,272. Only California (39,144,818) and Texas (27,469,114) had more people, according to the bureau. As well, median income is larger
than US average, however average age is older, so more people need help in daily tasks or just company for coffee.
WHAT IS TMONEY TOKEN?
TMONEY digital token is a virtual currency, which is designed within the infrastructure of the Time Money platform as internal currency.The Smart Contract
chain for each transaction will generate TMONEY token. Therefore, TMONEY are never 'made out of thin air' but are always backed by other currencies.
TMONEY tokens are pre-generated and in limited quantity. TMONEY tokens can be split in 18 decimal digits. Tokens transfer from one user to other, when
meeting between two Time Money platform users happen. Meeting pequester pays Meeting provider for the time spent on meeting or task what meeting
provider has done. Initially TMONEY coin represents 1 minute of meeting. Staring price of meeting minute 0,00074 ETH. Meeting provider can ask up to 10
TMONEY tokens per minute. This is not hard coded and can be changed, when platform attract high paid experts, who become Meeting providers.
Additionally, TMONEY will never be in excessive surplus. They are always backed not only by other currencies but also by user activities themselves.TMONEY
tokens are not mined by any other companies or people.
TMONEY FAQ
TMONEY: BUY, USE, HOLD
| Users will be able to use only TMONEY tokens on Time Money platform, so TMONEY coins will be used on our platform constantly To withdraw TMONEY token to fiat currency, fee will be around 10%, so users will benefit from holding TMONEY tokens TMONEY tokens will be used to buy additional goods or advertisement on Time Money platform (2021) TMONEY tokens will be integrated in our partner apps and API`s |
How users obtain TMONEY tokens?
| During token sale (ICO) https://tmoney.io/registerAfter token sale, users will be able to buy TMONEY tokens with fiat currency or other crypto currency via Time Money platform By purchasing more TMONEY tokens user will not need to go through exchange every time he makes order on Time Money platform |
Can TMONEY tokens be exchanged to fiat currency?
Yes, there will be possibility to exchange TMONEY tokens to fiat currency via exchange platforms. However to prevent users to exchange lot of TMONEY
tokens to fiat currency and to support our operational costs, we will add additional 10% fee, if user decides to withdraw to fiat currency. In 2020 we plan to
integrate Time Money credit card, which will automatically exchange TMONEY tokens to fiat currency or use TMONEY tokens, if seller accepts
TIME MONEY WALLET
With Coinbase API integrated in Time Money platform we will develop easy way
how to convert any fiat currency to Ethereum and then to TMONEY tokens.
What is total amount of TMONEY tokens?
Total supply of 400 million tokens.
What is the worth of one TMONEY token?
0,00074 ETH is ICO price of 1 TMONEY token
Where will ICO raised fund be used?
The funds collected in the ICO will be used to build TIME MONEY services, app development, facility preparation, legal and audit systems, etc. More on ICO distribution section.
What is TMONEY token?
TMONEY token is open source cryptocurrency called TIME MONEY COIN (TMONEY), created on the public Ethereum blockchain as an ERC20 token.
What users can register for Time Money?
We accept users worldwide, User who contributes to TMONEY ICO or registers on Time Money platform has to be legal age.
Do you accept contributors from United States?
Yes, however there is extra verification process. Please email support@tmoney.io for details
Will Time Money be listed on exchanges?
We are working to list TMONEY on exchanges; however, our main listing place will be Time Money platform, as it is utility token
So join now and invest at https://tmoney.io/
Source- https://tmoney.io/
MORE INFORMATION :
BTT ANN THREAD :Website : https://tmoney.io/Whitepaper : https://tmoney.io/tmoneywhitepaper.pdfTwitter : https://twitter.com/tmoneyioFacebook : https://www.facebook.com/timemoneyapp/Telegram : https://t.me/tmoneyicoReddit :Bounty Bitcointalk : https://bitcointalk.org/index.php?topic=4826611.0
Authorized By:
My Bitcointalk account : jagadlangit
My Bitcointalk account link : https://bitcointalk.org/index.php?action=profile;u=1109252;sa=summary
My ETH address : 0xA2BFa48A6AfEFaBF498B6541f609E6cef4700D91
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